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How access to credit is boosting tech adoption, earnings for SMEs

At 60, Esther Ngugi is thriving in the dairy farming business, having embraced modern technology that has revolutionised her operations.

A mother of three, Ms Ngugi runs a dairy farm in Kimeenda, Lari Sub-county, Kiambu County, which she inherited from her late husband, James Ngugi, after his passing in 2019.

Initially, Ngugi struggled with losses due to delayed deliveries of her highly perishable milk products. However, this challenge is now behind her, thanks to a solar-powered milk cooler acquired through the support of KUnity Sacco and the Kenya Development Corporation (KDC).

The cooler has allowed her to store milk safely, even beyond delivery hours, drastically reducing losses.

Ngugi’s challenges were on account of access to funds to enable her to buy equipment such as the milk cooler that can easily reduce losses and increase her earnings at the farm.

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